Personal Lines Account Managers

Personal Lines Account Manager

A Personal Lines Account Manager for Property and Casualty Insurance plays a crucial role in the insurance industry, managing and servicing accounts related to personal insurance lines. This position requires a mix of customer service, sales, and administrative skills. Here's a detailed description of the role:

Job Responsibilities

  1. Client Management

    • Customer Service: Act as the primary point of contact for clients, addressing inquiries and providing support regarding their insurance policies.
    • Policy Administration: Handle policy renewals, modifications, and cancellations. Ensure all documentation is accurate and up-to-date.
    • Claims Assistance: Guide clients through the claims process, helping them understand their coverage and advocating on their behalf when necessary.
  2. Sales and Retention

    • New Business: Generate new business by identifying potential clients and explaining the benefits of various insurance products.
    • Cross-Selling: Identify opportunities to offer additional coverage or products to existing clients.
    • Renewal Retention: Proactively contact clients before their policies expire to discuss renewal options and address any concerns to ensure continued coverage.
  3. Risk Assessment

    • Evaluation: Assess clients' insurance needs and recommend appropriate coverage levels based on their personal circumstances.
    • Underwriting: Collaborate with underwriters to ensure policies are issued correctly and meet the necessary guidelines.
  4. Administrative Duties

    • Record Keeping: Maintain accurate and comprehensive records of client interactions, policy details, and transactions.
    • Compliance: Ensure all actions comply with industry regulations and company policies.
  5. Education and Communication

    • Client Education: Educate clients about their insurance policies, coverage options, and any changes that may affect them.
    • Team Collaboration: Work closely with other team members, including underwriters, claims adjusters, and sales representatives, to provide exceptional service.

Skills and Qualifications

  1. Insurance Knowledge

    • Understanding of personal lines insurance products, including auto, home, renters, and umbrella policies.
    • Familiarity with insurance laws and regulations.
  2. Customer Service Skills

    • Excellent communication and interpersonal skills to effectively interact with clients and resolve issues.
    • Strong problem-solving abilities to address client concerns and find suitable solutions.
  3. Sales Ability

    • Ability to identify sales opportunities and effectively present insurance products to clients.
    • Negotiation skills to close sales and retain clients.
  4. Organizational Skills

    • Detail-oriented with strong organizational skills to manage multiple accounts and tasks efficiently.
    • Time management skills to prioritize workload and meet deadlines.
  5. Technical Proficiency

    • Proficiency with insurance software and customer relationship management (CRM) systems.
    • Basic computer skills, including proficiency in Microsoft Office Suite.

Education and Experience

  • Educational Background: A high school diploma is typically required, though a bachelor's degree in business, finance, or a related field can be advantageous.
  • Licensing: Must possess appropriate insurance licenses as required by the state (e.g., Property and Casualty Insurance License).
  • Experience: Previous experience in insurance, customer service, or sales is highly beneficial.

Career Development

Working as a Personal Lines Account Manager can lead to various career advancement opportunities within the insurance industry, such as moving into supervisory roles, specializing in different types of insurance, or transitioning into commercial insurance lines. Continuous education and professional development, including obtaining industry certifications (e.g., Chartered Property Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC)), can further enhance career prospects.


Since 1998 we have been recruiting in Rochester, New York for businesses of all sizes and industries such as; Insurance, Financial Services, Mortgage Services, Real Estate, Human Resources, Auto Dealers, Legal, Technical and Medical. We partner with small to mid-sized businesses in the Rochester area to add to their bottom line through customized recruiting solutions.

We have been responsible for hiring and retaining talent for 20+ years. We are natives of Rochester, NY and have strong ties to the community.



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