Commercial Lines Account Managers

A Commercial Lines Account Manager for Property and Casualty Insurance plays a vital role in managing and servicing accounts related to commercial insurance lines. This position involves a blend of customer service, sales, risk assessment, and administrative duties tailored to the needs of businesses and organizations. Here is a detailed job description:

Job Responsibilities

  1. Client Management

    • Customer Service: Serve as the primary point of contact for commercial clients, addressing inquiries and providing support regarding their insurance policies.
    • Policy Administration: Manage policy renewals, endorsements, and cancellations. Ensure all documentation is accurate and maintained.
    • Claims Assistance: Assist clients with the claims process, providing guidance and support to ensure a smooth experience.
  2. Sales and Business Development

    • New Business: Identify and pursue new commercial clients, presenting suitable insurance solutions to meet their needs.
    • Cross-Selling: Explore opportunities to offer additional coverages or products to existing clients.
    • Renewal Retention: Proactively contact clients before policy expiration to discuss renewal options and address any concerns to maintain client relationships.
  3. Risk Assessment and Management

    • Evaluation: Assess clients’ risk exposures and recommend appropriate coverage levels and products.
    • Underwriting Collaboration: Work with underwriters to ensure policies are correctly issued and meet underwriting guidelines.
  4. Administrative Duties

    • Record Keeping: Maintain detailed and accurate records of client interactions, policy details, and transactions.
    • Compliance: Ensure all actions comply with industry regulations, company policies, and procedures.
  5. Education and Communication

    • Client Education: Educate clients about their insurance policies, coverage options, and any relevant changes in the industry.
    • Team Collaboration: Collaborate with other team members, including underwriters, claims adjusters, and sales representatives, to deliver exceptional service.

Skills and Qualifications

  1. Insurance Knowledge

    • In-depth understanding of commercial lines insurance products, including general liability, commercial property, workers' compensation, and business auto insurance.
    • Familiarity with insurance laws, regulations, and industry practices.
  2. Customer Service Skills

    • Excellent communication and interpersonal skills to effectively interact with business clients and resolve issues.
    • Strong problem-solving abilities to address client concerns and find suitable solutions.
  3. Sales and Negotiation Skills

    • Ability to identify sales opportunities and effectively present commercial insurance products to clients.
    • Strong negotiation skills to close sales and retain clients.
  4. Organizational Skills

    • Detail-oriented with strong organizational skills to manage multiple commercial accounts and tasks efficiently.
    • Effective time management skills to prioritize workload and meet deadlines.
  5. Technical Proficiency

    • Proficiency with insurance software and customer relationship management (CRM) systems.
    • Basic computer skills, including proficiency in Microsoft Office Suite.

Education and Experience

  • Educational Background: A high school diploma is typically required, though a bachelor’s degree in business, finance, or a related field can be advantageous.
  • Licensing: Must possess appropriate insurance licenses as required by the state (e.g., Property and Casualty Insurance License).
  • Experience: Previous experience in commercial insurance, customer service, or sales is highly beneficial.

Career Development

A role as a Commercial Lines Account Manager can lead to various career advancement opportunities within the insurance industry, such as moving into supervisory or management roles, specializing in niche commercial insurance markets, or transitioning into higher-level client advisory positions. Continuous education and professional development, including obtaining industry certifications (e.g., Chartered Property Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC)), can further enhance career prospects.


Since 1998 we have been recruiting in Rochester, New York for businesses of all sizes and industries such as; Insurance, Financial Services, Mortgage Services, Real Estate, Human Resources, Auto Dealers, Legal, Technical and Medical. We partner with small to mid-sized businesses in the Rochester area to add to their bottom line through customized recruiting solutions.

We have been responsible for hiring and retaining talent for 20+ years. We are natives of Rochester, NY and have strong ties to the community.



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